Upfront pricing
Monthly payment plans & financing
Get an education term loan of up to R500 000 with lower monthly payments designed to fit your budget. Apply online or in branch to get an estimate in 5 minutes.
Discounted fixed rate
Up to 84 months
Subject to loan terms
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- Best for: Students or employed sponsors looking for discounted fixed interest rates and flexible repayment terms up to 84 months.
- Key features:
- Education term loans up to R500 000
- Repayment terms of up to 84 months
- Discounted fixed interest rate
- Quick online application process
- Things to know:
- The applicant must be permanently employed and earn a regular income
- A parent, relative or friend can apply on the student’s behalf
- Credit approval is based on the applicant’s credit profile and affordability
* Capitec Bank is an authorised financial services provider and registered credit provider. Credit is subject to approval based on credit granting rules and affordability under the National Credit Act. T&Cs apply.
Access tailored student funding with flexible repayment plans designed around your circumstances, including fixed or step-up monthly instalments.
Tailored interest rates
Up to 12 months
No deposit
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- Best for: Learners who require individual financial evaluations based on total household income rather than strict credit scoring alone.
- Key features:
- Flexible repayment terms up to 12 months
- Joint household income assessment available
- Tailored terms to suit your circumstances
- Simple digital application process
- Things to know:
- Approval is based on individual affordability
- Final instalment structures are confirmed upon application review
* Manati Alternate Student Funding is a registered credit provider (NCRCP8052). All loan approvals, terms and interest rates are subject to the National Credit Act. T&Cs apply.
Secure custom education funding and financial planning solutions tailored to your monthly budget and study goals.
Competitive rates
Flexible plans
Subject to plan
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- Best for: Learners and parents seeking structured financial planning and advisory support for study funding.
- Key features:
- Tailored payment plans designed around your monthly household budget
- Competitive rates with options to integrate life and disability cover benefits
- Things to know:
- Solutions and credit approval are subject to individual affordability assessments
- Advisers assist in selecting the optimal plan for your risk profile and tax needs
* Old Mutual is a licensed financial services provider and registered credit provider (NCRCP35). All financial options are subject to affordability criteria and approval under the National Credit Act. T&Cs apply.
Explore study funding options from multiple South African banks and alternative lenders through one application.
Varies per lender*
6-24 months
No deposit
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- Best for: Students who want one application to compare bank and specialist study-loan offers, instead of applying to each lender separately.
- Key features:
- One application sent to multiple funding partners
- Flexible repayment terms from 6 to 24 months
- Affordable monthly repayments
- Compare available pre-qualified offers in one place
- Things to know:
- Funding is subject to individual credit eligibility and approval
- Interest rates and repayment terms vary between lenders
* Student Hero is a finance facilitator and does not act as a direct credit provider. Finance options are subject to approval by NCR-registered credit providers under the National Credit Act 34 of 2005. T&Cs apply.
Special financing
Still have questions?
Contact our Admissions Team, and a real person will get back to you.
